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| Program | Rate | APR | Payment |
| 30 Year Fixed | 4.250% | 4.347% | $0.00 |
| 20 Year Fixed | 4.125% | 4.258% | $0.00 |
| 15 Year Fixed | 4.000% | 4.169% | $0.00 |
| 30 Year FTHB | 4.125% | 4.221% | $0.00 |
| 10/1 ARM FTHB | 4.250% | 5.033% | $0.00 |
| 5/1 ARM | 3.625% | 5.205% | $0.00 |
| 7/3 ARM | 4.250% | 5.236% | $0.00 |
| 10/1 ARM | 4.375% | 5.110% | $0.00 |
| 30 Year Const. | 4.500% | 4.661% | $0.00 |
| 7/3 ARM Const. | 4.500% | 5.507% | $0.00 |
| 10/1 ARM Const | 4.625% | 5.331% | $0.00 |
| 36M Land Loan | 5.250% | 5.250% | $0.00 |
| 3/3 ARM Invest | 4.750% | 4.946% | $0.00 |
| 5/5 ARM Invest | 5.000% | 5.198% | $0.00 |
| 7/1 ARM Invest | 5.250% | 5.450% | $0.00 |
| 20 Year Invest | 5.500% | 5.500% | $0.00 |
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Westfield Bank |
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141 Elm St |
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Westfield, MA 01085 |
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